Hurricane Insurance Coverage for the Hawaiian Islands

A wild windstorm can pop up seemingly out of nowhere and strong storm systems can produce hurricanes. These wind events can cause considerable damage to a home and detached structures like garages or sheds. While there are many things you can do to help prevent wind damage to your home or additional structures, a residential windstorm-hurricane policy may cover costs should you home or detached structure be damaged due to high winds.
Not only can windstorms and hurricanes damage roofs and walls, blown out windows can destroy personal property.
Common types of damage from windstorms and/or hurricanes that may be covered:
• Roof and structure damage
• Window cracks or breaks
• Personal Property loss
• Damage to other structures on your property

Companies like GeoVera Insurance offer a residential windstorm-hurricane policy specifically for residents in Hawaii. Typically with damage from a windstorm or hurricane, a homeowner would be responsible for a deductible (between 2 and 5 percent) and subject to any limits or exclusions as outlined in the policy. Discounts for wind resistive devices may apply, ask your Jack Wolfe Insurance agent today!